Terms and Conditions

Make sure to read the following rules carefully before signing in.

The content of this page is an official Terms and Conditions approved by the Genius Merchants Inc. This version of the Terms and Conditions was approved in March 2006 by the board of company. It is your responsibility to understand all of this text.

  • Becoming an Investor

               GMI does not offer investment advisory services to the persons who have not researched enough about this business. According to our regulations, any employee or partner of GMI shall not act as an investor or client of this company. As an investor, GMI believes that, you would be convinced and satisfied with a high rate of benefit from high quality advises, powerful researches and a robust income plan. The processes which the company uses for safe investments in the introduced fields such as Gold, Stock Market, Real Estate, Petrochemical, Mutual Funds as well as many other fields of industry that have not been mentioned yet, are unique and enable our investors to manage their funds with conviction and belief.

  • Your Personal Information

          GMI takes great care for protecting your personal information and when we use it, we do so with respect for your privacy. We may use your personal information to service and maintain your account; process transactions in your account; respond to you or your representative inquiries; develop, offer and service; or to fulfill legal and regulatory requirements. We would keep any personal information provided to us through the GMI website. We will use your information for the administration and service of your investments and all other related activities. Please understand that for all the investors who are settled outside the UK, there is no right to cancel the investment and reclaim the initial investment before one complete year has passed. The information of this website may be modified by GMI at anytime without any notice. All the performances or restrictions have been designed for current processes and they are not guidelines for future policies. You are therefore needed to contact GMI to review the current circumstances before investing or performing any other important task. Please realize that the value of investments and the income from the initial investments may fall down or rise up because they may be affected by many changes and you may not receive your original investment in bankruptcy or any other critical situation.

  • Investment Performance

      GMI investors should note that GMI projects in industry or any other field, which related to the future, are exclusive and you may not be able to contribute to or invest in them. However if you are a “Professional Investor”, a “Great Investor” or an “Advisor” according to the mentioned plan on website you will have the possibility to take a profitable part or accept a role in one section of the company. As soon as you invest, you will have numerous opportunities to generate income. Although a very high percentage of your profit would belong to your initial investment, here at GMI , you enjoy profiting from some new plans in the investment business which have not been seen before, such as referral income, balance plan, special rewards and contribution to a new process which have been mentioned on the website, such as the “Lucky Money” winner and other prizes.

          The process has been designed professionally. At first user selects what amount he wishes to invest in which fields and confirms it, then system checks the total investment amount to be more than the minimum in each field and at the same time less than the account’s credit. After this system performs the investment, reducing the total amount from user’s account’s balance, as soon as this part processes successfully, an alert email will be sent to the investor about the success of the procedure. If there is no previous investment, on the first investment 5% (related to less than Euro 5000 initial investment) or 8% (more than Euro 5000) of the investment amount is added to the referral’s account’s balance, providing that the referral has at least one valid investment. The investment amount would add to the current season investment for the investing account. Five days after the end of each season the sum of fix income and the variable income, which has been defined on the investment table, would add to user’s account’s balance. An email would be sent to the user about the fix rate benefit of the previous season. If the status of the user's enroller is 'Professional Investor', then 1% of the fix benefits, and if the status of the user's enroller is 'Great Investor', then 2% of the fix benefits would add to the enroller’s account. In both cases the investor would receive an alert about the process.

  • Limitations

    GMI assumes you to note that by opening an account at GMI-Co.com, you acknowledge and represent that you have read and fully understood these Terms of Use and that you accept to be bounded by such Terms of Use. You understand and agree that clicking on "I Agree" to accept Agreement is legally the same as manually signing this Agreement. This website is not directed at you, if we are prohibited by any law of any jurisdiction from making the information on this site available to you and is not intended for any use which would be contrary to local law or regulation.

- GMI accepts investments in  Euro currency by bank wire transfer.
- You agree to be of legal age in your country to take part in this program, and in all cases your minimal age must be 18 years.

- The minimum amount of investment is Euro 1000 and also this minimum is deferent for any types of investments from Euro 1000 at gold market to Euro 12000 at mutual funds.

- The maximum amount of investment during one year is Euro 200.000 and according to the subscriptions on the website, if you invest more than Euro 100.000 you would have another position and facilities which you could study on site.

- The minimum amount of daily commission that can be transferred is Euro 10.
- The monthly profits would be paid per calendar month to your account at GMI-Co.com and the exact date would be 5th of each month.
- The maximum amount of financial commission that can be transferred in one day is Euro 100,000.
- GMI does not guarantee percents of profits, but we give a guarantee on the principal investment of its customers, according to the statements have been declared in this Terms and Conditions .

- You can re-invest your profits on your account as soon as you got your money and in this case you would make many chances for contributing in company projects in near future.

- As a GMI client, you are responsible for any funds transferred into or out of your account and as soon as you discovered that funds have been transferred into or out of your account without your acknowledge you should inform us instantly.

- If the GMI discovers that money has been transferred illegally (unauthorized transfer), we have the right to suspend all the accounts involved in such illegal transfer.

- GMI shall pay commissions via Telegraphic Transfers (TT) directly to bank accounts or via internal request, with a minimum amount Euro 1000 There will be an administrative charge of Euro 5% of commissions released. It is your responsibility to inform us if you have not received the commission payment. If this happens because of a mistake you made, for example, in giving us your bank’s details, a fee of Euro 30 will be charged for re-sending the TT.
This function is only available from the 5th to the 10th of every month. Meaning on the 5th of each calendar month this section opens for 5 consecutive days. Users can use the mentioned features only during this period.
All bank transfer requests will be monitored by accountants’ maximum in 5 days and the amounts will be transferred into the clients’ bank accounts if there is no error in the entered information or the recipient bank.
If there is an error in entered information the financial department rejects the request.
- When you introduce a client, you reserve the right to decide on the placement of the referred client placing under the longest line on your right or left category. You can only place the new client ID under your genealogy, directly under your ID.
- All clients have responsibility for all taxes and tariffs which they are applicable to pay in their respective countries.
- The GMI boards of director accepts representatives in some parts of world as Europe, North Africa, South America, East Asia, Middle East and Australia with a minimum of Euro 1,000,000 deposit and a specified rate of benefit.

 GMI would deduct Euro 30 being yearly ID renewal for every client account earning commissions. Clients need not pay in advance as the yearly renewal fees are only deducted when the ID qualifies for commissions.
  • GMI Terms and Conditions is provided on behalf of the Genius Merchants Inc Investments family of mutual funds. No permission is given to copy, post, modify, distribute and frame any text, video, audio, graphics, software code, user interface design, logos and information.

The whole content of this page and any items of the GMI website are subjected to copyright laws with all rights reserved.

About Us | Contact Us | Terms & Conditions | FAQ

Genius Merchants Inc. Copyright 2008, All rights reserved
Return on Opportunity