Mutual Funds

Overview »

A mutual fund is a form of collective investments that pools money from many investors and invests their money in stocks, bonds, short-term money market instruments, and/or other securities. In a mutual fund, the fund manager who is also known as the portfolio manager, trades the fund's underlying securities, realizing capital gains or losses, and collects the dividend or interest income. The investment proceeds are then passed along to the individual investors. The value of a share of the mutual fund, known as the net asset value per share (NAV), is calculated daily based on the total value of the fund divided by the number of shares currently issued and outstanding.

Investment - why? »

Every investment has advantages and disadvantages. But it's important to remember that features that matter to one investor may not be important to another. Mutual funds provide an attractive investment choice because they offer the following features:

• Professional Management — Professional money managers research, select, and monitor the performance of the securities the fund purchases.
• Diversification — Diversification is an investing strategy that can be neatly summed up as "Don't put all your eggs in one basket." Spreading your investments across a wide range of companies and industry sectors can help lower your risk if a company or sector fails. Some investors find it easier to achieve diversification through ownership of mutual funds rather than through ownership of individual stocks or bonds.
• Affordability — some mutual funds accommodate investors who don't have a lot of money to invest by setting relatively low Euro amounts for initial purchases.
• Although investing in a mutual fund may be the smartest financial decision of your life.

Investment - how? »

You can invest in GMI with minimum initial investment of € 12000.
The minimum interest of your investment is 15% monthly.